Terms & Conditions
Effective Date: 1/1/2026By using our services, website, or communications, you agree to the following Terms and Conditions. If you do not agree, please discontinue use immediately.1. Scope of Services
Alpha Financial Firm provides financial education, credit-building guidance, and consulting services. We are not a bank, lender, credit bureau, or law firm. Results are not guaranteed and may vary based on individual circumstances.2. Client Responsibilities
You agree to provide accurate and complete information, review all communications, monitor your credit and financial accounts, and maintain the security of your personal information. We are not responsible for outcomes resulting from inaccurate information provided by you.3. Fraud & Unauthorized Activity
Alpha Financial Firm is not responsible for identity theft, unauthorized account activity, or third-party misuse of your information. You are responsible for monitoring your accounts and reporting suspicious activity.4. No Guarantees
We do not guarantee credit score increases, loan approvals, funding outcomes, or removal of negative items. All services are provided “as is.”5. Third-Party Services
We may recommend third-party services. We are not responsible for their actions, policies, or results. Use of third parties is at your own risk.6. SMS Communication Consent
By providing your phone number, you agree to receive text messages regarding appointments, service updates, and support. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.7. Carrier Disclaimer
We are not responsible for delayed or undelivered messages due to carrier or network issues.8. Eligibility
You must be at least 18 years old to use our services.9. Privacy
Your use of our services is subject to our Privacy Policy.10. Limitation of Liability
Alpha Financial Firm is not liable for any damages resulting from use of our services, financial decisions made by you, errors or omissions, fraudulent activity, or third-party actions.11. Indemnification
You agree to hold Alpha Financial Firm harmless from any claims, damages, or losses resulting from your use of services, violation of these Terms, or inaccurate information.12. Changes to Terms
We may update these Terms at any time. Changes are effective immediately upon posting.13. Governing Law
These Terms are governed by the laws of the state in which Alpha Financial Firm operates.14. Contact
Privacy Policy
Effective Date: 1/1/2026At Alpha Financial Firm, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide to us.1. Information We Collect
We may collect the following information when you use our services, forms, or website:• Name, email address, phone number, social security number
• Credit-related information submitted voluntarily for credit repair purposes
• Form submissions, appointment bookings, and other communications2. How We Use Your Information
We use your information to:• Provide and manage credit building services
• Schedule and confirm consultations
• Communicate updates about your credit building process
• Improve our services and support
• We do not sell your information to third parties.3. How We Protect Your Information
We take the security of your personal data seriously.• Data is stored securely in DisputeFox and other secure systems
• Access to your information is limited to our authorized team members only
• We follow industry-standard practices to protect your data from unauthorized access4. Sharing Your Information
Your information may be shared only with our internal team for the purpose of providing credit repair services.We do not share, sell, or trade your personal information with outside parties for marketing purposes.5. Your Rights
You have the right to:• Request a copy of the information we hold about you
• Request corrections to your personal information
• Request deletion of your data from our systems6. Cookies and Tracking
We may use cookies or tracking tools on our website or forms to improve user experience. These are used only for analytics and do not store personal information.7. SMS Opt-In Details
By submitting your information through our website forms, appointment bookings, or direct inquiries, you may opt in to receive text messages from Alpha Financial Firm related to appointment confirmations, service updates, and customer support.Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP to any SMS message.8. Mobile Information Sharing
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Mobile information is used solely to provide services and communications directly related to Alpha Financial Firm.9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted here, with an updated “Effective Date.”Contact UsIf you have questions about this Privacy Policy, please contact us at:Alpha Financial Firm
[email protected]
(732) 732-3444
